Jumbo Loans

Sometimes traditional loans aren’t enough to buy the home you really want. A Jumbo loan is a mortgage that can exceed Fannie Mae and Freddie Mac's conforming loan limits of $453,100, or up to $679,650 in some high-cost areas. Also known as non-conforming loans, Jumbo loans and Super Jumbo loans offer the flexibility of borrowing with less restrictions.

Jumbo Loan Requirements

Jumbo loans are available for primary residences, vacation homes, or investment properties. 

• Loan amount may exceed the traditional loan limit of $453,100, or up to $679,650 in some areas

• Low down payments: You won't need a large down payment to get into the home of your dreams

• Ratios: With a Jumbo Loan, you can incur a higher debt to income ratio while still enjoying competitive interest rates and loan terms

• Flexible terms: New American Funding offers several loan terms based on your goals and qualifications

Jumbo Loan Options

• A Fixed Rate Jumbo loan offers the security of a stable monthly payment

• Get a Jumbo ARM loan and enjoy upfront savings with initial lower payments

• An Interest Only Jumbo loan allows borrowers to make payments toward only the interest portion of the loan

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