Buying a home has long been considered a cornerstone of the American dream. Whether it's your first, or one of many, purchasing a home is one of the most significant financial decisions you’ll make in your life. Many people decide to buy because of the benefits associated with home ownership.
Asset Appreciation: Homes typically increase in value, which builds equity that can create long-term wealth.
Tax Deductions: Some housing-related expenses are tax deductible. It’s important to discuss any potential deductions with a licensed a tax professional.
Invest for the Future: You can make your money work for you by investing in real estate that could be sold for a financial gain.
Security: Buying a home provides greater stability than renting. Housing expenses are usually predictable when you have a fixed interest rate; whereas living in rental property can be unstable due to unexpected increases. Furthermore, renting does not provide the ability for investment.
Pride in Home Ownership: Owning a home allows a buyer to settle into a community and establish long-term ties in a designated area.
Greater Privacy: Home ownership gives an increased sense of control over the space where you reside.
If you want to make that first step toward home ownership, there are several ways to finance a home. It may take time to understand the different home loans and which one is right for your financial situation; that’s why it’s important to work with a licensed loan professional who can walk you through your various options.
Enjoy hassle-free home buying, really!
- Get preapproved for free – before you shop for your new home – and get more bargaining power.
We can match you with a trusted, prescreened real estate agent. Partnered agents ensure a seamless home-buying experience.
Our exclusive mortgage programs allow you to buy a home with a minimal down payment. Some mortgage programs require as little as 3% down! In many cases, your down payment can be a gift from a relative or nonprofit organization.
Helping people purchase their first home is what we do and have been doing for the past 20+ years. We can help make the process fast and easy. Contact us today to see how we can help.
Our most popular loan options for first-time home buyers:
- FHA Loan – Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!
$100 down payment option – Clients can buy a home for as little as $100 down a great option for first-time home buyers.
30-Year Loan – Our most popular mortgage. Purchase your home with as little as 3% down. Get a low payment and the security of a rate that won’t change for the life of your loan.
VA Loan – No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.
Why you should choose Mesta Park Mortgage:
- Mesta Park Mortgage works with many different lenders that each have unique and specific strengths. One lender may do a fixed rate program well but may not have what you need if you are looking for a low interest 5/1 ARM. It's important to have options and that's what we provide. Find out how these great options can help guide you to the best decision to meet your financial needs.
We have over 20 years mortgage lending experience. This is the edge we provide to our customers as they take on the daunting task of purchasing a new home.
We only partner with the most reputable lenders in the country. One of our partners, Quicken Loans, provides amazing service during and after the loan.
Learn more about buying your first home